MEDIATION and FINANCE
Working with a CDFA
Why you should consider working with a Divorce Financial Mediator:
- Know the future financial effect of any given divorce settlement. Avoid the fear of the unknown.
- Understanding your financial situation will give you a sense of control over your life---before, during and after divorce.
- Avoid litigation. Resolve and reach a creative and mutually agreeable solution that meets the best interest of the parties and families.
- Efficient/ low cost/ non adversarial/ reduced anxiety for all.
- Find a settlement fair enough to accept.
- Know what you have and what you need financially. Know what disposable income is available for support.
- Complete the process so you and your family can move on….and ahead with life.
- Divorce does not need to be an expensive, exhausting and ugly battle.
My role as a trained Mediator, Certified Divorce Financial Analyst and Financial Planner:
I act as a neutral financial professional for couples or individuals already in the divorce process who may have thought litigation was their only option—but it's not. Often, one spouse comes to me for financial help and education regarding their marital financial situation before even discussing divorce with their partner. I help clarify income for spousal and child support, identify monthly expenses, and develop a realistic future budget.
Accuracy is crucial when it comes to numbers, ensuring no monthly or major looming expenses are overlooked. Consider the following scenarios:
- What if you agree to accept less support than you truly need?
- What if you agree to support payments that you can't afford?
- What if one spouse keeps the house in exchange for a pension, but can't maintain it?
- What if one spouse has no retirement savings?
- What if taxes on an asset weren't considered during the division?
- What if separate property wasn't properly identified?
I can help address these issues and more.
Although I do not provide legal advice or prepare legal documents, my expertise can significantly reduce the costs of prolonged court proceedings by facilitating a fair settlement. I can also work as part of a professional team (including attorneys, therapists, etc.) to financially evaluate settlement options.
With my understanding of tax laws specific to divorce and legal knowledge, I can help assess investments, their cost basis, tax liabilities, risk, returns, and more. In other words, I work to identify which assets and liabilities are most suitable for each spouse going forward.
Ready to find out more?
To schedule an appointment please call; 949-527-5171 (949-KAR-5171)
I am happy to chat with you briefly on the phone without charge so you can decide if my services are appropriate for you before making an appointment.